Loans Designed
for Your Success
We help you connect with trusted RBI-registered banks & NBFCs to find the right loan solution based on your eligibility.
Apply NowWhat We Offer
Personal Loan
Minimum Salary Rs. 12,000. Get the funds you need for any personal expense.
Business Loan
Fuel your business growth with our flexible business loan options.
Property Loan
Unlock the value of your property with a loan against property.
Home Loan
Your dream home is within reach with our competitive home loans.
Used Car Loan
Get on the road faster with our quick and easy used car loans.
Used 2 Wheeler Loan
Finance your two-wheeler purchase with our affordable loan options.
Educational Loan
Invest in your future with our student-friendly education loans.
Tractor Loan
Empowering farmers with easy financing for agricultural needs.
Machinery Loan
Upgrade your equipment and machinery to scale your operations.
Other Financial & Business Services
ITR Return Filling
Ensure accurate and timely income tax return filing with our expert help.
GST Registration
Navigate the complexities of GST with our simple registration process.
MSME Registration
Get your business registered as an MSME and unlock government benefits.
Fixed Deposit (FD)
Grow your savings safely with competitive fixed deposit plans from leading banks and NBFCs.
Life & Term Insurance
Protect your family's future with term and life insurance plans from trusted insurers.
Mutual Funds & Demat
Start investing in mutual funds and open a Demat account to build long-term wealth.
Our Lending Network
Ashapura Financial Services works as a financial facilitator with multiple RBI-registered banks & NBFCs including:
HDFC Bank | ICICI Bank | Tata Capital | Bajaj Finserv | and more
What Our Clients Say
"Best service staff very helpful I got a 19 lakh loan from ashapura finance thanks"
Priyanka Y M
"Very good service i got a 10 Lakhs loan from ashapura finance"
Sarala kushalappa.
"I got a 3 Lakh loan from ashapura finance thanks 🙏 staff very helpful"
Manoj ku Behera
"Staff Very helpful I got a 9lakh loan from ashapura finance"
Ranjan Sahoo
"Super service I got a 5 lakh loan amount from ashapura finance"
Paban Sardar
"Best service ashapura finance staff very helpful I suggest all of you"
Malati behera
"Super Service i got a 4 lakh loan from ashapura financial services"
Ibonghal Singha
"I got a 2 lakh loan from ashapura financethanks staff very helpful I m so happy"
Kumar
"Super Service thank you so much Ashapura Financial services"
Devajani Na
Personal Loan — Transparency & Compliance
Personal Loan Disclosures
The following disclosures apply to personal loan products facilitated by Ashapura Financial Services.
Repayment Period
12 – 60 Months
(1 to 5 years)
Minimum repayment tenure is 12 months and maximum is 60 months, as offered by the respective lending institution.
Maximum APR
Up to 35.99%
Annual Percentage Rate
Includes the annual interest rate plus standard processing fees and other applicable charges levied by the lender.
Our Commitment
No hidden charges.
All charges are disclosed upfront
Applicable Fees — Lender Determined
Fees associated with personal loans — including processing fees, prepayment charges, late payment penalties, and other applicable charges — vary by lender and are solely determined by the respective RBI-registered bank or NBFC. These fees are not set by Ashapura Financial Services. Typical processing fees range from 0% to 3% of the loan amount depending on the lender and your credit profile.
The following is an illustrative example of a personal loan for informational purposes only. Actual rates and charges may vary based on the lender, your credit profile, and selected loan terms.
Loan Amount
₹1,00,000
Tenure
12 Months
Annual Interest Rate
15%
Processing Fee
2% (₹2,000)
Monthly EMI
₹9,026
Total Interest Payable
₹8,312
Total Amount Repayable
₹1,10,312
Principal + Interest + Processing Fee
Note: Actual interest rates, processing fees, and EMI amounts may vary based on the lender's assessment of your credit profile, income, and applicable loan terms. This example does not constitute a loan offer. Please refer to the lender's official sanction letter for final terms.
Lending Partners (Verify Directly)
Ashapura Financial Services facilitates loan applications with the following RBI-registered institutions, subject to their individual eligibility criteria and terms:
Loan availability, rates, and approval are subject to each lender's policies. We do not guarantee loan approval with any specific lender.
Get in Touch Today
Ready to take the next step? Contact our expert team to discuss your financial needs. We're here to help you achieve your goals.